MMT-Loan Processor

Company: DHI Mortgage
Location: Dakota
Posted on: January 15, 2022

Job Description:

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at for more information. D.R. Horton, Inc. is currently looking for an MMT-Loan Processor in the Branch Department. The Loan Processor role is to prepare and organize a home buyer's file before sending it for approval. Loan Processors verify employment information and debt-to-income ratio. They look for any red flags in a loan application and try to resolve any problems before the file gets to closing. Most importantly, they provide a high level of customer service to our home buyers as well as builder partner. Essential Duties and Responsibilities include the following. Other duties may be assigned. Oversee the receipt of a file from a Loan Officer through Final Approval
Communicate with the Loan Officer, home buyer, etc. on any items needed for the file
Review the file for correct stacking order, Automated Underwriting (AU) findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties
Submit all files to a DHI Underwriter at a Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system
Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days
Complete pre-draws for Closing
Submit loan files to Closing after Final Approval
Review Loan Processor reports/dashboards, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis
Attend weekly Loan Processor meetings as directed by Branch Operations Manager
Update comments and communication on all relevant reports
Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company Qualifications Education and/or Experience Bachelor's degree, earned within two years, from four-year college or university
Ability to accurately and efficiently process and record large amounts of data
Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
Proficiency with MS Office and email Preferred Qualifications One to two years related experience and/or training preferred
Strong written communication skills and attention to detail Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including: Medical, Vision and Dental
401(K)
Employee Stock Purchase Plan
Flex Spending Accounts
Life Insurance
Vacation, Sick, Personal Time and Company Holidays Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeople2 Follow us on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings! LinkedIn, Twitter, Facebook, Instagram Job: Other Primary Location: MN-Lakeville Organization: Mortgage Schedule: Full-time Job Posting: Dec 27, 2021, 12:49:08 PM

Keywords: DHI Mortgage, Rochester , MMT-Loan Processor, Other , Dakota, Minnesota